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“American Express’ policy does not allow the acceptance of the card for digital adult content,” says Leah Gerstner, a company spokeswoman.

If you’re intent on buying one of these naughty things, “it pays to discover” they can’t be bought with your credit card. Credit card companies don’t make the distinction between those who want to buy marijuana for medical reasons and those who buy it for recreational purposes.

“Most merchant services companies do not want to accept credit card transactions from cannabis businesses,” says Kristi Kelly, executive director of the Marijuana Industry Group, a non-profit trade organization for licensed cannabis businesses. Discover and American Express confirmed they don’t allow cardholders to buy medical or recreational marijuana. Mastercard pleads the Fifth, acknowledging the legality isn’t clear-cut.

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